- Platform
- CleverEssentials
The Merchant of Record for SaaS growth
CleverEssentials powers every part of your global software sales — from payments to taxes.

Powering the world’s best companies
Why use a Merchant of Record?
A Merchant of Record (MoR) simplifies global ecommerce by managing payments, subscriptions, taxes and more whenever (and wherever) your customers make a purchase.
Offloading these tasks allows you to focus on other aspects of growing your SaaS business, such as building innovative products and delivering a great customer experience.
What is a merchant of record?Features
All-in-one revenue infrastructure

Global payments
Process transactions with a high-performing payment stack.
- 32 supported payment methods, including local options
- 59 transaction currencies and real-time currency management
- Built-in support for recurring billing
- Dynamic routing to optimize authorization rates

Optimized checkouts
Convert more customers with region-specific checkout experiences.
- Full-page, pop-up and embedded checkout formats
- 30 languages and dynamic form fields by region
- A/B/C+ testing and self-service customization
- Cart prefill, coupon support, and upsells

Subscription management
Support flexible pricing, upgrades, renewals, and customer self-service.
- Free trials, discounts, usage-based and seat-based pricing
- Customer portal for renewals, upgrades, and invoicing
- Automated renewal campaigns and dunning
- Reporting on churn, MRR, and retention

Quoting & invoicing
Simplify B2B purchasing with quoting, invoicing, and offline payment support.
- Generate quote-to-cart links from your CRM
- Support for proforma and tax-compliant invoices
- Custom payment terms and automated reminders
- Self-service quote and invoice generation for buyers

Global tax & compliance
Operate worry-free with built-in tax handling and embargo enforcement.
- Automated tax/VAT/GST calculation, filing, and remittance
- Tax-compliant invoicing across global markets
- OFAC sanctions monitoring and legal entity handling
- PCI DSS, GDPR, and CCPA compliance

Fraud prevention
Stop bad actors while protecting customers from false declines.
- AI-powered fraud scoring and manual review
- Shared and client-specific fraud rules
- Chargeback dispute handling and prevention
- Real-time alerts and activity monitoring

Reporting & analytics
Get actionable insights from reporting dashboards and forecasting tools.
- Subscription, transaction, and revenue reporting
- Anomaly detection and renewal forecasting
- Benchmarking by industry and geography
- Report Builder and Snowflake integration








180+ million
transactions processed
1.5+ million
transactions per month
100%
platform uptime in 2024
Platform
Strength where it matters most

Security
Scale with enterprise-grade infrastructure that protects your data and ensures uptime.
- <99.99% uptime and fault-tolerant architecture
- Offline order taking for built-in resiliency
- End-to-end encryption and tokenization
- Annual audits for PCI DSS and ISAE 3402

Integrations
Plug in with pre-built integrations, APIs, and flexible data export options.
- Integration Hub powered by Workato for no-code connections
- APIs and webhooks for custom workflows
- Snowflake data sharing and BI tool compatibility
- ERP, CRM, and entitlement platform support

AI
Boost performance and efficiency with AI infused throughout the platform.
- Dynamic payment retries to reduce failed transactions
- Fraud detection trained on global commerce data
- Forecasting for key subscription and SaaS metrics
- Anomaly detection with real-time risk alerts

Marketplace
Join a growing ecosystem of affiliate and revenue-driving partnerships.
- Feature your program alongside top SaaS brands
- Gain visibility and attract new affiliate partners
- Explore peer programs to refine your strategy
- Cross-promote products to earn additional revenue
Client stories
How leading brands are growing with Cleverbridge
FAQs
CleverEssentials includes everything you need to scale globally: Global Payments, Optimized Checkouts, Subscription Management, Quoting & Invoicing, Tax & Compliance, Fraud Prevention, and Reporting & Analytics.
Cleverbridge supports payments in 240+ countries and territories and processes transactions in 59 currencies, ensuring a seamless global experience.
Cleverbridge supports 32 global payment methods, including credit cards (Visa, Mastercard, American Express), digital wallets (Apple Pay, Google Pay, PayPal), bank transfers (ACH, SEPA), BNPL, and more.
We provide out-of-the-box integrations via Workato, GraphQL and REST APIs, webhooks, Snowflake Data Sharing, and file export options to connect with CRMs, ERPs, BI tools, and more.
Absolutely. Cleverbridge adheres to strict global standards including PCI-DSS, GDPR, ISO 27001, and ISAE 3402, with high-trust infrastructure and access controls.