More than a Merchant of Record (MoR)

Go live in as little as 1 day with a proven migration approach (and no interruptions to your business).

The MoR landscape is changing fast. Today, you need more than just a payment processor — you need a strategic partner who’s truly invested in your growth.

With new providers emerging and global commerce becoming more complex, it’s time to rethink what you expect from an MoR. You deserve a partner who can help you scale faster, stay ahead of compliance, and build lasting customer relationships — all without sacrificing control or agility.

Speak with one of our experts today to see how Cleverbridge can help you transform your ecommerce strategy and scale your business globally.

Trusted by the world's leading brands

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Why Cleverbridge?

 
Built for digital businesses scaling globally.

We understand that modern digital companies require more than infrastructure — they need alignment, agility, and depth.

 
Scalable solutions, strategic alignment, and the right fit.

Our platform is designed for complexity – evolving product lines, expanding markets, and diverse operational needs to drive sales worldwide.

 
Proactive, dedicated support

Fast, expert guidance from teams who understand your business. We work alongside your product, revenue, and finance leaders to solve real challenges, not just technical tickets.

What a full-service Merchant of Record does

As your Merchant of Record, we take on the regulatory, tax, and operational responsibility of selling globally so you don’t have to.

Our core services:

  1. Tax & Compliance Coverage – End-to-end VAT, GST, and sales tax management in 200+ jurisdictions.
     
  2. Global Payment Processing – Accept credit cards, wallets, and local methods in over 240 countries and territories. 
     
  3. Fraud & Chargeback Management – Minimize risk while protecting revenue and brand trust.
     
  4. Revenue Collection & Reconciliation – Accurate, timely payouts and financial reporting.
     
  5. Regulatory Risk Transfer – We carry the liability so you can confidently expand.

 

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Where we go beyond

Cleverbridge doesn’t stop at transactions. We support the full customer lifecycle — helping you acquire, grow, and retain customers globally.

Lifecycle growth enablement

  • Retention marketing services to reduce churn and boost renewal performance
  • Affiliate marketing program support to drive low-cost acquisition
  • Dedicated client success managers aligned to your KPIs
  • Strategic consultation from onboarding through ongoing optimization

Checkout and conversion optimization

  • Localized checkout in 30+ languages and 59 currencies across 240+ countries
  • Dynamic pricing, tax, and payment method logic tailored to the user
  • Proven tactics to improve conversion, reduce cart abandonment, and increase AOV

Integration and data flexibility

  • Plug-and-play and custom integrations with CRM, ERP, and BI systems
  • Developer-friendly APIs and scalable workflows
  • Re-time analytics to support revenue, retention, and growth decisions

Frequently asked questions

What payment methods do you support?

We currently support 32 global payment methods. 

 

Cards: American Express, Discover, Mastercard, VISA, JCB, Aura, Elo, Hipercard, Diners Club, Cartes Bancaires, Maestro

 

Direct Debit: SEPA Direct Debit, BACS Direct Debit

 

Bank Transfers: ACH Credit, SEPA Wire Transfer, SWIFT Wire Transfer, Zengin Fund Transfer


Digital Wallets: Alipay, Apple Pay, Google Pay, Amazon Pay, PayPal, PayPal Express


Buy Now, Pay Later: Klarna

 

Offline Payments: Check, Invoice, Pre-paid PO

 

Real-time Payments: iDEAL, Finnish Online Banking

 

Cash: Boleto Bancário, Boleto Flash/PIX, PayNearMe

 

All available payment methods can be viewed in our documentation here.

What transaction currencies do you support?

We currently support 59 transaction currencies: AED, ARS, AUD, BHD, BBD, BMD, BOB, BRL, CAD, CHF, CLP, CNY, COP, CZK, DKK, DOP, EGP, EUR, GBP, GTQ, HKD, HNL, HTG, HUF, IDR, ILS, INR, ISK, JMD, JPY, KES, KRW, KWD, KZT, LBP, MAD, MUR, MXN, MYR, NAD, NOK, NZD, PAB, PEN, PHP, PLN, PYG, QAR, SAR, SEK, SGD, THB, TRY, TWD, UAH, USD, UYU, VND, AND ZAR.

 

All available transaction currencies can be viewed in our documentation here.

What languages do you support?

We currently support 30 languages: Arabic, Chinese (Simplified), Chinese (Traditional), Croatian, Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Italian, Japanese, Korean, Norweigan, Polish, Portuguese (Brazil), Portuguese (Europe), Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Thai, and Turkish.

 

All available languages can be viewed in our documentation here.

What countries and territories do you support selling into?

We currently support selling to 243 countries and territories: 

Afghanistan (AF), Albania (AL), Algeria (DZ), American Samoa (AS), Andorra (AD), Angola (AO), Anguilla (AI), Antarctica (AQ), Antigua and Barbuda (AG), Argentina (AR), Armenia (AM), Aruba (AW), Australia (AU), Austria (AT), Azerbaijan (AZ), Bahamas (BS), Bahrain (BH), Bangladesh (BD), Barbados (BB), Belgium (BE), Belize (BZ), Benin (BJ), Bermuda (BM), Bhutan (BT), Bolivia (BO), Sint Eustatius and Saba Bonaire (BQ), Bosnia and Herzegovina (BA), Botswana (BW), Bouvet Island (BV), Brazil (BR), British Indian Ocean Territory (IO), Brunei Darussalam (BN), Bulgaria (BG), Burkina Faso (BF), Burundi (BI), Cambodia (KH), Cameroon (CM), Canada (CA), Canary Islands (IC), Cape Verde (CV), Cayman Islands (KY), Central African Republic (CF), Chad (TD), Channel Islands - Guernsey (GG), Channel Islands - Jersey (JE), Chile (CL), China (CN), Christmas Island (CX), Cocos (Keeling) Islands (CC), Colombia (CO), Comoros (KM), Congo (CG), Democratic Republic of Congo (CD), Cook Islands (CK), Costa Rica (CR), Croatia (HR), Curaçao (CW), Cyprus (CY), Czech Republic (CZ), Côte D'Ivoire (CI), Denmark (DK), Djibouti (DJ), Dominica (DM), Dominican Republic (DO), Ecuador (EC), Egypt (EG), El Salvador (SV), Equatorial Guinea (GQ), Eritrea (ER), Estonia (EE), Ethiopia (ET), Falkland Islands (Malvinas) (FK), Faroe Islands (FO), Fiji (FJ), Finland (FI), France (FR), French Guiana (GF), French Polynesia (PF), French Southern Territories (TF), Gabon (GA), Gambia (GM), Georgia (GE), Germany (DE), Ghana (GH), Gibraltar (GI), Greece (GR), Greenland (GL), Grenada (GD), Guadeloupe (GP), Guam (GU), Guatemala (GT), Guinea (GN), Guinea-Bissau (GW), Guyana (GY), Haiti (HT), Heard Isl. and Mcdonald Isl. (HM), Holy See (Vatican City State) (VA), Honduras (HN), Hong Kong (HK), Hungary (HU), Iceland (IS), India (IN), Indonesia (ID), Iraq (IQ), Ireland (IE), Isle of Man (IM), Israel (IL), Italy (IT), Jamaica (JM), Japan (JP), Jordan (JO), Kazakhstan (KZ), Kenya (KE), Kiribati (KI), Republic of Korea (KR), Kuwait (KW), Kyrgyzstan (KG), Laos (LA), Latvia (LV), Lebanon (LB), Lesotho (LS), Liberia (LR), Libya (LY), Liechtenstein (LI), Lithuania (LT), Luxembourg (LU), Macau (MO), Former Yugosl. Rep. Macedonia (MK), Madagascar (MG), Malawi (MW), Malaysia (MY), Maldives (MV), Mali (ML), Malta (MT), Marshall Islands (MH), Martinique (MQ), Mauritania (MR), Mauritius (MU), Mayotte (YT), Mexico (MX), Federated States of Micronesia (FM), Republic of Moldova (MD), Monaco (MC), Mongolia (MN), Montenegro (ME), Montserrat (MS), Morocco (MA), Mozambique (MZ), Myanmar (MM), Namibia (NA), Nauru (NR), Nepal (NP), Netherlands (NL), New Caledonia (NC), New Zealand (NZ), Nicaragua (NI), Niger (NE), Nigeria (NG), Niue (NU), Norfolk Island (NF), Northern Mariana Islands (MP), Norway (NO), Oman (OM), Pakistan (PK), Palau (PW), Territory, Occupied Palestinian (PS), Panama (PA), Papua New Guinea (PG), Paraguay (PY), Peru (PE), Philippines (PH), Pitcairn (PN), Poland (PL), Portugal (PT), Puerto Rico (PR), Qatar (QA), Romania (RO), Rwanda (RW), Réunion (RE), S. Georgia and S. Sandwich Isl. (GS), Saint Barthélemy (BL), Saint Helena (SH), Saint Kitts and Nevis (KN), Saint Lucia (LC), Saint Martin (French part) (MF), Saint Pierre and Miquelon (PM), Samoa (WS), San Marino (SM), Sao Tome and Principe (ST), Saudi Arabia (SA), Senegal (SN), Serbia (RS), Seychelles (SC), Sierra Leone (SL), Singapore (SG), Sint Maarten (SX), Slovakia (SK), Slovenia (SI), Solomon Islands (SB), Somalia (SO), South Africa (ZA), South Sudan (SS), Spain (ES), Sri Lanka (LK), St. Vincent and the Grenadines (VC), Suriname (SR), Svalbard and Jan Mayen (SJ), Swaziland (SZ), Sweden (SE), Switzerland (CH), Taiwan (TW), Tajikistan (TJ), United Republic of Tanzania (TZ), Thailand (TH), Timor-Leste (TL), Togo (TG), Tokelau (TK), Tonga (TO), Trinidad and Tobago (TT), Tunisia (TN), Turkey (TR), Turkmenistan (TM), Turks and Caicos Islands (TC), Tuvalu (TV), U. S. Minor Outlying Islands (UM), Uganda (UG), Ukraine (UA), United Arab Emirates (AE), United Kingdom (GB), United States (US), Uruguay (UY), Uzbekistan (UZ), Vanuatu (VU), Venezuela (VE), Vietnam (VN), Islands, British Virgin (VG), Islands, U.S. Virgin (VI), Wallis and Futuna (WF), Western Sahara (EH), Yemen (YE), Zambia (ZM), Zimbabwe (ZW), Åland Islands (AX)

Ready to simplify global ecommerce?